Income Guidelines for Medical Assistance (Medicaid) in Minnesota
- Adults over age 18: Monthly income must be no more than $1,669 ($20,029 annually) for one person, $2,265 ($27,185 annually) for two people, and so on.
- Children: Monthly income limits are higher; for example, $3,451 monthly ($41,415 annually) for one child.
- Pregnant Women: Income limits are also higher, similar to those for children.
Income Guidelines for MinnesotaCare
- MinnesotaCare is available for individuals and families with incomes at or below 200% of the Federal Poverty Guidelines (FPG).
- Annual income limits: For example, $30,120 for one person, $40,880 for two people, and $51,640 for three people.
Comparison
- Eligibility Level: Medical Assistance (Medicaid) typically covers individuals and families with incomes below a certain percentage of the FPG, which varies by group (e.g., children, pregnant women). MinnesotaCare covers families at or below 200% FPG.
- Income Calculation: Medical Assistance uses both gross and net income depending on the eligibility group, while MinnesotaCare uses gross income to determine eligibility.
- Program Focus: Medical Assistance is more broadly available for various eligibility groups (e.g., individuals with disabilities, seniors), while MinnesotaCare focuses on low-income individuals and families not eligible for other Minnesota Health Care Programs.
In summary, MinnesotaCare has a higher income eligibility threshold than some Medical Assistance groups (e.g., adults) but lower or comparable thresholds compared to groups like children and pregnant women. The income calculation methods differ, with MinnesotaCare using gross income, which can affect eligibility and premium costs.
Original article by NenPower, If reposted, please credit the source: https://nenpower.com/blog/how-do-income-guidelines-for-minnesotacare-compare-to-those-for-medicaid/
